About Vidya
Lakshmi
Vidya Lakshmi is a first of its kind portal for students
seeking Education Loan. This portal has been developed under the guidance of
Department of Financial Services, (Ministry of Finance) , Department of Higher
Education (Ministry of Human Resource Development) and Indian Banks Association
(IBA).The portal has been developed and being maintained by NSDL
e-Governance Infrastructure Limited. Students can view, apply and
track the education loan applications to banks anytime, anywhere by accessing
the portal. The portal also provides linkages to National Scholarship Portal.
Shri Arun Jaitley, Honourable Union Finance Minister in his
budget speech for FY 2015-16 said: "India is one of the youngest nations
in the world with more than 54% of the total population below 25 years of age.
Our young people have to be both, educated and employable for the jobs of the 21st century. The Prime Minister has
explained how Skill India needs to be closely coordinated with Make in India.
Yet, today less than 5% of our potential workforce gets formal skill training
to be employable and stay employable. With a view to enable all poor and middle
class students to pursue higher education of their choice without any
constraint of funds, I propose to set up a fully IT based Student Financial Aid
Authority to administer and monitor Scholarship as well Educational Loan
Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram. We will ensure
that no student misses out on higher education for lack of funds. The IT based
mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to
provide to students a single window electronic platform for Scholarships and
Educational Loans."
About NSDL e-Gov
NSDL
e-Governance Infrastructure Limited (NSDL e-Gov) was originally setup as a
Depository in 1995 and has over the years used its inherent strengths, project
management capabilities & technology expertise to deliver state of the art
e-Governance solutions which has helped Governments to identify and clear bottlenecks,
promote transparency, reduce service delivery costs and deliver public services
efficiently. The solutions have efficiently made use of information and
communication technologies as a tool for delivering public services and
benefits to society at large. Some of the key e-Governance projects undertaken
by NSDL e-Gov are:
i.
Tax Information Network (TIN)
ii.
Central Recordkeeping Agency (CRA) for
National Pension System
iii.
Electronic Accounting System in Excise
& Service Tax (EASIEST)
iv.
GST Pilot Project
v.
Registrar for Aaadhar enrolment and
eKYC/Authentication Services
vi.
National Judicial Reference System
NSDL e-Gov
works closely with various Government agencies for designing, managing and
implementing e-Governance Projects. Over a period of time, NSDL e-Gov has
gained varied experience and expertise in areas that help Governments overcome
various challenges faced by them in fulfilling their core responsibilities of
delivering public services to the society.
NSDL e-Gov
has also established Service Centre network across the country which serve as
access points for the general public and are efficiently used by Governments to
deliver quality services in a user friendly and transparent manner to the
citizens. Visit www.egov-nsdl.co.in for more
information.
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